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Review about Guideline We’re a team of entrepreneurs, investment pros, and technologists who are building better ways to plan for the future.
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Businesses that open a new qualified retirement plan in 2020 may be eligible. If they have fewer than 100 employees who made at least $5,000 in the previous year, and have at least one employee who is a non-highly compensated employee (NHCE).
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https://www.guideline.com/blog..../how-you-can-save-tw

How the SECURE Act Can Help You Save Twice | Guideline
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How the SECURE Act Can Help You Save Twice | Guideline

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To give everyone an opportunity to save for the future, a 401(k) plan can’t favor highly compensated employees (HCEs) or key employees (such as owners). Nondiscrimination tests make sure everything is fair by looking at how much of their income different employees defer, how much the company contributes to employee accounts, and what percentage of assets in the plan belong to the HCEs and key employees.
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https://www.guideline.com/blog..../nondiscrimination-t

401(k) Nondiscrimination Tests: How to Stay Compliant
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401(k) Nondiscrimination Tests: How to Stay Compliant

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For starters, with the SECURE Act in effect, eligible small businesses starting a new 401(k) plan can get up to $5,000 per year for the first three years to help with administrative costs, depending on how many non-highly compensated employees are eligible for the plan.
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https://www.guideline.com/blog..../its-not-the-wrong-t

It’s not the wrong time to start a 401(k). It might be the best time.
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It’s not the wrong time to start a 401(k). It might be the best time.

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It’s remarkable how much has changed since then. First, the US government, along with several states and regions including the Bay Area, took dramatic steps to enforce social distancing.
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https://www.guideline.com/blog..../maintaining-perspec

Maintaining perspective during the COVID-19 crisis
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Maintaining perspective during the COVID-19 crisis

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